Privacy Policy

1. IMPORTANT INFORMATION

1.1. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy from time to time by posting a new version online. You should check this page occasionally to review any changes. If we make any material changes we will notify you by posting the revised Privacy Policy on our Websites. Your continued use of the Websites, the Subscription Service, and/or continued provision of Personal Information to us will be subject to the terms of the then-current Privacy Policy.

1.2. CONTACT US

If you have any questions about this Privacy Policy or our treatment of the information you provide us, please write to us by email at info@njpippay.com or by mail to NJ PIP-PAY, 374 Clifton Avenue Clifton NJ, 07011, Attention: Privacy.

2. INFORMATION WE COLLECT

2.1. WHEN YOU VISIT OUR WEBSITES

You are free to explore the Websites without providing any information about yourself. When you submit a form or request more information or register for the Subscription Service, we request that you provide Personal Information about yourself, and we collect Navigational Information.

2.2. “PERSONAL INFORMATION”

This refers to any information that you voluntarily submit to us and that identifies you personally, including contact information, such as your name, e-mail address, company name, address, phone number, and other information about yourself or your business.

2.3. “NAVIGATIONAL INFORMATION”

This refers to information about your computer and your visits to this website such as your IP address, geographical location, browser type, referral source, length of visit and pages viewed. Please see the “Navigation Information”section below.

3. HOW WE USE INFORMATION WE COLLECT

3.1. COMPLIANCE WITH OUR PRIVACY POLICY

We use the information we collect only in compliance with this Privacy Policy. We will never sell your Personal Information to any third party.

3.2. USE OF PERSONAL INFORMATION

In addition to the uses identified elsewhere in this Privacy Policy, we may use your Personal Information to: (a) improve your browsing experience by personalizing the Websites and to improve the Subscription Service; (b) send information to you which we think may be of interest to you by post, email, or other means; (c) send you marketing communications relating to our business or the businesses of carefully-selected third parties which we think may be of interest to you, and (d) provide other companies with statistical information about our users — but this information will not be used to identify any individual user. We may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, we do not transfer your unique Personal Information to the third party. In addition, we may share data with trusted partners to contact you based on your request to receive such communications, help us perform statistical analysis, or provide customer support. Such third parties are prohibited from using your Personal Information except for these purposes, and they are required to maintain the confidentiality of your information.

3.3. USE OF NAVIGATIONAL INFORMATION

We use Navigational Information to operate and improve the Websites and the Subscription Service. We may also use Navigational Information alone or in combination with Personal Information to provide you with personalized information on njpippay.com.

3.4. CUSTOMER TESTIMONIALS AND COMMENTS

We post customer testimonials and comments on our Websites, which may contain Personal Information. We obtain each customer’s consent prior to posting the customer’s name and testimonial.

3.5. USE OF CREDIT CARD INFORMATION

If you give us credit card information, we use it solely to check your financial qualifications and collect payment from you. We use a third-party service provider to manage credit card processing. This service provider is not permitted to store, retain, or use information you provide except for the sole purpose of credit card processing on our behalf.

3.6. SECURITY OF YOUR PERSONAL INFORMATION

We use a variety of security technologies and procedures to help protect your Personal Information from unauthorized access, use or disclosure. We secure the Personal Information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When sensitive Personal Information (such as a credit card number and/or geolocation data) is collected on our Websites and/or transmitted to other websites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

3.7. SOCIAL MEDIA FEATURES

Our Websites include Social Media Features, such as the Facebook Like button and Widgets, such as the Tweet This, Share This button or interactive mini-programs that run on our sites. These features may collect your IP address, which page you are visiting on our sites, and may set a cookie to enable the feature to function properly. Social Media Features and Widgets are either hosted by a third party or hosted directly on our Websites. This Privacy Policy does not apply to these features. Your interactions with these features are governed by the privacy policy and other policies of the companies providing them.

3.8. EXTERNAL WEBSITES

Our Websites provide links to other websites. We do not control, and are not responsible for, the content or practices of these other websites. Our provision of such links does not constitute our endorsement of these other websites, their content, their owners, or their practices. This Privacy Policy does not apply to these other websites, which are subject to any privacy and other policies they may have.

3.9. PUBLIC COMMENTS

From time to time we offer publicly accessible comments to our blog. Please keep in mind that if you directly disclose any information through our blogs, this information may be collected and used by others. We will correct or delete any information you have posted on the Websites if and when you request, as described in “Opting Out and Unsubscribing” below.

3.10. RETENTION OF PERSONAL INFORMATION

We retain Personal Information that you provide us as long as we consider it potentially useful in contacting you about the Subscription Service or our other services, and then we securely delete the information. We will delete this information from the servers at an earlier date if you so request, as described in “Opting Out and Unsubscribing” below. After termination, we may, unless legally prohibited, delete all customer information, including your Personal Information, from the Subscription Service.

3.11. CORPORATE EVENTS

If we (or our assets) are acquired by another company, whether by merger, acquisition, bankruptcy or otherwise, that company would receive all information gathered by NJ PIP-PAY on the Websites and the Subscription Service.

3.12. COMPELLED DISCLOSURE

We reserve the right to use or disclose your Personal Information if required by law or if we reasonably believe that use or disclosure is necessary to protect our rights or to comply with a law, court order, or legal process.

4. COOKIES AND TRACKING

4.1. COOKIES

We use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web server. Cookies are not used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a Web server in the domain that issued the cookie to you. One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize pages on our Websites, or register for the Subscription Service, a cookie helps us to recall your specific information on subsequent visits. When you return to the same Website, the information you previously provided can be retrieved, so you can easily use the customized features.

4.2. ACCEPTING OR DECLINING COOKIES

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the njpippay.com Subscription Service or Websites you visit. njpippay.com keeps track of the Websites and pages you visit within njpippay.com, in order to determine what portion of the njpippay.com Website or Subscription Service is the most popular or most used. This data is used to deliver customized content and promotions within the njpippay.com Website and Subscription Service to customers whose behavior indicates that they are interested in a particular subject area.

4.3. THIRD PARTY TRACKING TECHNOLOGIES

The use of cookies and web beacons by any tracking utility company is not covered by our privacy statement. We do not have access or control over these third party tracking technologies.

5. OPTING OUT AND UNSUBSCRIBING

5.1. REVIEWING, CORRECTING AND REMOVING YOUR PERSONAL INFORMATION

If you provide us with your Personal Information, you have the following rights with respect to that information:

To review the user information that you have supplied to us

To request that we correct any errors, outdated information, or omissions in user information that you have supplied to us

To request that your user information not be used to contact you

To request that your user information be removed from any solicitation list that we use

To request that your user information be deleted from our records

To opt out of being solicited by NJ PIP-PAY or third parties

To exercise any of these rights, please contact us at info@njpippay.com or by mail to NJ PIP-PAY, 374 Clifton Avenue Clifton NJ, 07011, Attention: Privacy. We will promptly change, correct, or delete your information and notify you of the action we have taken.

5.2. ANTI-SPAM POLICY

Our Acceptable Use Policy, applies to us and to our customers and, among other things, prohibits use of the Subscription Service to send unsolicited commercial email in violation of applicable laws, and requires the inclusion in every email sent using the Subscription Service of an “opt-out” mechanism and other required information. We require all of our customers to agree to adhere to the Acceptable Use Policy at all times, and any violations of the Acceptable Use Policy by a customer can result in immediate suspension or termination of the Subscription Service.

5.3. TO UNSUBSCRIBE FROM OUR COMMUNICATIONS

You may unsubscribe from our marketing communications by clicking on the “unsubscribe” link located on the bottom of our e-mails, or by sending us email us at info@njpippay.com, or by sending us postal mail to NJ PIP-PAY, 374 Clifton Avenue Clifton NJ, 07011, Attention: Privacy. Existing customers cannot opt out of receiving transaction-verification emails related to their account with us or the Subscription Service.